Few things feel as straightforward as typing “10 pounds in euro” into a search bar — but the number you see isn’t always what you’ll get. The mid‑market rate, calculated at 1.1688 EUR per GBP as of March 24, 2025, is the baseline, yet banks and transfer services often add markups that change the final amount.

4 related posts

Mid‑market rate (XE): €1.1688 per GBP ·
Wise rate: €1.17 per GBP ·
10 GBP to EUR (mid‑market): €11.69 ·
100 EUR to GBP (mid‑market): £85.56 ·
Date: 2025‑03‑24

Quick snapshot

1Confirmed facts
2What’s unclear
  • Exact rate depends on time of transaction and provider’s pricing algorithm (Wise comparison page)
  • Future rates are unpredictable due to economic volatility (Wise comparison page)
3Timeline signal
  • Rates move intra‑day; Wise saw 1.147 EUR/GBP on 2026‑03‑31 vs 1.17034 on 2026‑07‑17 (Wise compare tool)
4What’s next
  • Check live rate before transferring; compare at least two providers
Key conversion facts at a glance
Current Rate (mid‑market) 1 GBP = 1.1688 EUR
10 GBP to EUR 11.688 EUR
100 EUR to GBP 85.56 GBP
Date 2025‑03‑24
Best provider (rate proximity) Wise (11.69 EUR)
Worst provider (estimated) Western Union (likely lower due to fees)

How many euros are in 10 pounds?

At the mid‑market rate on March 24, 2025, £10 buys exactly €11.69. But what you actually receive depends on the service you choose. We compared two popular options.

What is the current exchange rate for GBP to EUR?

  • The mid‑market rate on 2025‑03‑24 is 1 GBP = 1.1688 EUR. This is the rate used by banks when trading among themselves (Wise currency converter).
  • Wise quoted 1 GBP = 1.147 EUR on 2026‑03‑31 for a real transaction, showing that markups exist even for “mid‑market”‑aligned services (Wise currency converter).
  • Revolut displayed 1 GBP = 1.13610 EUR during market hours in April 2025 (Revolut official converter).

How does the rate from Revolut compare to Wise?

For a £10 transfer during weekday market hours:

  • Wise: after a ~£0.41 fee (estimated from their fee structure), you get roughly €11.28. Their live conversion page previously showed 10 GBP = 11.47 EUR at 1.147 rate (Wise converter).
  • Revolut: no fee for Standard plan exchanges within free allowance, but the rate is 1.13610 → €11.36 (Revolut official converter).

The trade‑off: Wise offers a better rate but a small upfront fee, while Revolut hides its markup in a wider spread. For £10, the difference is cents — but it scales with larger amounts.

What this means: For small transfers like £10, the choice between Wise and Revolut comes down to cents. However, Wise delivers a closer‑to‑mid‑market rate, making it the fairer deal for any amount.

How much is €100 in pounds?

What is €60 in pounds?

At the inverse mid‑market rate (1 EUR = 0.8556 GBP), €60 equals £51.34. Using the same base rate, €80 converts to £68.45 and €100 to £85.56 (Wise inverse calculation).

What is €80 in pounds?

As above, €80 = £68.45 at mid‑market. Real‑world providers will deduct a small spread, so expect around £67–£68. No single provider is consistently best for reverse conversions; the same fee logic applies.

The pattern: rounding errors are minimal at these amounts. The real cost comes from the margin a provider adds — which is often a percentage, not a flat fee.

Watch the spread: Even when converting larger sums like €100, the 1–2% provider spread can eat into the total. Always compare at least two services to see which applies the tightest margin.

How much is 1 pound to 1 euro today?

What factors affect the GBP/EUR exchange rate?

  • Interest rate decisions by the Bank of England and European Central Bank.
  • Inflation data — higher UK inflation tends to weaken the pound against the euro.
  • Political events (trade deals, elections).
  • Market sentiment — daily trading volumes fluctuate, driving intra‑day moves (Best Exchange Rates analysis).

How often does the rate change?

The foreign‑exchange market operates 24 hours a day. Rates update in real time as banks and brokers trade. Even a 0.1 % move can change the amount you receive on a £10 transfer by a few cents. As Wise’s comparison page shows, the same corridor can shift from 1.147 to 1.17034 within months.

Why this matters: locking in a rate early can save you a small amount, but for £10 the absolute difference is rarely more than €0.20.

Five providers, one pattern: the closer a service sticks to the mid‑market rate, the more euros you keep. The table below shows the gap for a £10 transfer.

Provider Rate (GBP→EUR) Estimated € received for £10 Markup from mid‑market Source
Mid‑market 1.1688 €11.69 — Wise rate
Wise ~1.147 €11.47 (before fee) −0.38 % from mid‑market Best Exchange Rates analysis
Revolut (weekday) 1.13610 €11.36 −2.8 % * Revolut official converter
XE 1.1646 ~€11.65 −0.6 % Best Exchange Rates analysis
Western Union 1.154 ~€11.54 −1.5 % Best Exchange Rates analysis

* Revolut’s weekday rate includes no explicit fee, but the spread from mid‑market is wider than Wise’s. Outside market hours a 1 % surcharge applies (Revolut policy).

Smart move: For very small amounts like £10, the difference between the best and worst provider is about €0.30 — less than the cost of a coffee. But choosing Wise or XE gives you the fairest deal, and that habit pays off for larger transfers.

What’s clear and what’s not

Confirmed facts

  • 10 GBP is approximately 11.69 EUR based on mid‑market rate (Wise currency converter)
  • Exchange rates change constantly (Wise compare tool)
  • Wise offers the tightest spread among major services (Best Exchange Rates analysis)

What’s unclear

  • Exact rate depends on provider and time of transaction
  • Future rates are unpredictable
  • Whether Western Union’s fee minimum makes it more expensive for £10 than the data shows (Wise comparison)

“Weekday market‑hours exchange within plan limits does not incur additional currency exchange fees.”

— Revolut official converter page

“Wise was −0.38 % from the mid‑market rate, XE was −0.6 %, and Western Union was −1.5 % in the GBP→EUR corridor.”

— Best Exchange Rates, April 2025

For someone sending £10 from the UK to a euro account, the choice is clear: use Wise or XE if you want the most euros, or stick with Revolut for convenience if you trade during market hours. Ignoring the markup on a single £10 transfer costs you only cents, but repeated small transfers — or a single large one — can add up to real money. Check the live mid‑market rate, compare two providers, and pay attention to fee structures.

Additional sources

globalinvestments.net, wise.com, wise.com, monito.com, blog.currencyfair.com, xe.com, wise.com, fxpathway.com

If you’re converting euros to pounds instead, the 1 euro in pounds provides the latest rates.

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Frequently asked questions

Do currency converters charge fees?

Some do. Wise charges a transparent fee based on the amount; Revolut only charges a fee outside market hours or above free allowances. Always review the provider’s fee schedule before converting.

What is the difference between the mid‑market rate and what I get?

The mid‑market rate is the wholesale rate used by banks. Retail services add a markup — often hidden in the spread — of 0.3 % to 2 %. For £10 that could be a few cents.

How can I get the best exchange rate for 10 pounds to euros?

Use a service that offers rates close to the mid‑market, such as Wise or XE. Avoid airport kiosks and high‑street banks for small amounts.

Are online converters accurate?

They show the mid‑market rate in real time, but you won’t get that rate — the actual exchange is always slightly worse. Use the converter as a reference, then compare live quotes.

Can I exchange currency at the post office?

Yes, but the Post Office’s rate is typically 1–2 % below the mid‑market rate, making it one of the most expensive options for small amounts.

What is the current trend for GBP/EUR?

Rates have been volatile, swinging between 1.14 and 1.18 over the past year. Monitor a trusted rate page before transferring.